Initially, I was incredulous at Wes' position! But the more I thought about it, I realized I had no true sense about my AppleCare spending. Initially, I agreed with Stephen, the cohost whose opinion, and this isn't a direct quote, was: 'AppleCare All the Things!' This ran opposite to Wes' argument he maintained that he saves money not purchasing AppleCare since the cost of any out-of-pocket repairs incurred is less across time than if he has purchased AppleCare.
I wanted to find out the answer to this question after listening to an episode of The AppleInsider Podcast where the two hosts spoke about whether the merits of paying for repairs out-of-pocket is less than the cost of AppleCare purchases. Do you know if you are paying more for AppleCare than you are for the repairs you claim through Apple's extended warranty program?